Money Market Accounts
A Certificate of Deposit protects your savings from falling interest rates. By locking in your savings for a length of time, usually a term between 3 months and 5 years, you guarantee today’s high rates over the long run.
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An Annuity often provides a higher rate than a CD, but with a longer term and potential penalties for early withdrawal. It can provide a guaranteed income stream, often with tax-deferred growth.
A Cash Management Account is the solution for individuals looking for an efficient way to manage all their finances in one place. CMAs provide a high rate of return, often with additional features such as check-writing and ATM access. They also allow you the ability to manage investment options.
6 Tips For Finding the Best Savings Accounts
Interest rates on savings accounts may go up and down, but one constant is the range of different rates to be had. Some people end up on the low end, but you can take steps to make sure you stay near the higher end. There is more to determining the best savings accounts than just comparing rates. Read through the following 6 tips and become more savings savvy.
10 Painless Tips to Building a Nest Egg
While the economy is slowly trying to recover from the collapse of 2008, there is still a need to focus on building a nest egg for your future. Thanks to the miracle that is compounding interest, money grows if you set it aside on a regular basis. The keys are knowing how to save, finding money to set aside and establishing a regular savings plan.
Compare Savings Rates From All the Top Banks
Whether you are storing up an emergency fund or saving for a vacation, a savings account can be an ideal place to park your cash. The best accounts keep your money handy and safe with FDIC insurance while paying you a competitive interest rate. Online banks often offer the best interest rates, but dont forget to check out traditional banks when comparing accounts.